Turning a naval windfall into permanent capacity

What would you do with a £250 billion lump sum intended to fix the Royal Navy?

Create a protected endowment for permanent annual income, then prioritize infrastructure, procurement, recruiting, and long-service retention.

The proposed plan places the lump sum in a protected fund, reinvests half its returns and provides the other half as recurring naval income. With an assumed 8 percent return on £250 billion, the example gives £20 billion a year, split into £10 billion reinvested and £10 billion for the Navy. The return is a hypothetical assumption, not a guaranteed income. The aim is to avoid buying ships whose later maintenance and personnel costs cannot be met. Spending would begin with infrastructure and then procurement and recruiting. Roughly a quarter of the income is proposed for retention bonuses that increase with years of service.