Balancing force regeneration against settlement growth

Rebuilding damaged armies is delayed because restored units will consume money again before the trade problem is solved. Churchill is then exempted from tax, cutting the game's projected settlement-growth time from twenty-eight turns to eleven. Because the region yields little immediate revenue, foregoing that tax is an affordable investment in future capacity. The later choice among a coaching inn, workshop, church school, or regular school shows how the scenario models competition among commerce, industry, religion, and research.